Clifford Zeller MD

Financial

We are available to talk with you about your payment questions.

Current insurance companies with whom we have agreements include: Anthem Blue Cross Blue Shield and AETNA. For quality of care and privacy issues, our practice is “Medicare Opt-Out”.

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If we have no specific information as to insurance company authorizations or coverage, we ask that you pay at the time of service and we will refund covered charges to you after we reconcile with your insurance company.

Self-pay and Out of Network Option:

For some individuals, the hassle of dealing with insurance companies, privacy issues and limits placed on visits make self-pay a desirable alternative. For some insurance companies we are “out of network”. We ask that you pay at the time of service and we will then provide you with a statement showing services and paid charges for each visit that you may submit to your insurance company. Your insurance company may then reimburse you directly. We are happy to discuss how we can help if you decide to go with this approach.